Who Buys Houses for Cash in Florida? HomeCashOffer.

How do I sell an inherited house in Florida?

Florida probate runs through the circuit court in the county where the person lived. A few Florida rules matter more than people expect:

• Homestead. The Florida Constitution limits how a homestead can be left by will when the owner is survived by a spouse or minor child, and protected homestead generally passes to heirs free of most creditor claims (Fla. Const. art. X, § 4). Families often ask the court for an order determining homestead status before a sale.
• Out-of-state family. A person who does not live in Florida can serve as personal representative only if they are a close relative, such as a child, parent, sibling, niece, or nephew, or the spouse of one (Fla. Stat. § 733.304).
• Creditor period. Creditors generally must file claims within three months after first publication of the notice to creditors, or 30 days after being served, whichever is later (Fla. Stat. § 733.702).
• Summary administration. For estates up to $150,000 (less exempt property), or when the person died more than two years ago, a shorter process is available (Fla. Stat. § 735.201).

HomeCashOffer can sign a contract while the estate is open and close once the personal representative has authority or the court order is entered. We buy the house as-is, contents and all.

What happens in a Florida foreclosure, and can I sell first?

Florida foreclosure is judicial. The lender files a lawsuit in circuit court (Fla. Stat. ch. 702). If it wins a final judgment, the clerk sets a sale, often 20 to 35 days later, and publishes notice once a week for two consecutive weeks, with the second notice at least 5 days before the sale (Fla. Stat. § 45.031). Many counties hold these sales online.

The right to redeem ends when the clerk files the certificate of sale, or at the time the judgment sets, whichever is later (Fla. Stat. § 45.0315). That can be within hours of the auction. The practical window to sell and keep your equity is before the sale date.

HomeCashOffer does not stop foreclosure, negotiate with lenders, or give legal advice. If you want to keep the house, talk to a HUD-approved housing counselor or a Florida attorney. If you would rather sell, call us as early as possible so the closing can happen before the sale.

What does it cost to sell my house for cash in Florida?

• Commissions: none when you sell directly to HomeCashOffer.
• Repairs, roof, wind mitigation, cleaning: none required.
• Documentary stamp tax on the deed: $0.70 per $100 of the price under Fla. Stat. § 201.02, or $0.60 per $100 in Miami-Dade, where an extra surtax does not apply to single-family homes and condo units (Florida Dept. of Revenue). In much of Florida the seller customarily pays deed stamps, but your contract controls.
• HOA or condo estoppel fees and any unpaid dues: usually settled at closing.
• Property tax proration: Florida taxes are paid in arrears, so the current year is prorated at closing.

We list every closing cost in the written offer before you sign.

Is a cash offer on a Florida home fair?

A fair cash offer starts from what similar renovated homes sell for nearby, then subtracts the real cost of getting your house there: roof, plumbing, electrical, water damage, and the time it takes. In Florida, insurance is part of that math. If a house needs a new roof before anyone can insure it, every buyer will price that in, cash or not.

The fair comparison is your net from listing (after commissions, repairs, concessions, months of insurance, taxes, and HOA dues) versus our offer. If listing clearly wins and you have time, do that. If insurance, condition, an estate, or the calendar is in the way, a cash offer often makes more sense than it first appears.